YOSS Management Services Limited                                                       

 ACCOUNTANTS AND CONSULTANTS

 TRINIDAD & TOBAGO

 

YOSS Management Services Limited
PO Box 7703
La Romaine,
San Fernando,
Trinidad and Tobago

ph: 868-223-9259
alt: 868-681-0848; 764-8596

contact@yoss-tt.com

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Loan Proposal Assistance

Our objective is to share with you the secrets of selling your proposal to a lender.

This is not an academic exercise but rather a professional approach that works. Lenders want to be assured that your business will repay the proposed loan, and that there are sufficient assets (collateral) to pay off the principal in the event the loan goes into default. It is your job to provide the lender with these two assurances in a clear and concise format. Lenders reject loan requests when they cannot understand the risk or the risk is greater than acceptable to them.

Need money to grow your business?

Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing.

Put your best foot forward by allowing us to prepare a winning loan proposal for you. Our proposals have a high likelihood of success because they're created from the lender's perspective.

You get the money you need because we know exactly what banks want to see. Even more importantly, we know how to prove to them that you'll be able to pay them back.

Our winning loan proposals come complete with...
  • Executive Summary: Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed.
  • Pro-forma Cash Budgets and Financial Statements: We use your data and underlying assumptions to prepare information that your banker can easily read and buy in to.
  • Owners Personal Financial Statements: We make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.
  • Representation: We help substantiate your financial needs/position to your banker in person.

Motivate the loan officer to pick your presentation out of the many on his or her desk because it seems more interesting and doable than the others. The cover letter, photographs and Memorandum of salient facts are designed to do that.

If you'd like to learn more about how you can obtain the money you need to grow your business please contact us.

 

Contact us should you have any questions on our Loan Proposal Services.

Phone: 868-652-1537

Email: info@yoss-tt.com

 

Copyright 2019 YOSS Management Services Limited. All rights reserved

 

 

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YOSS Management Services Limited
PO Box 7703
La Romaine,
San Fernando,
Trinidad and Tobago

ph: 868-223-9259
alt: 868-681-0848; 764-8596

contact@yoss-tt.com